Banks can make large profits from charges being applied to current accounts and low interest rates. We have listed below some of the best interest paying current accounts in the UK. Just click on the 'more details' button to view the current account features and offers. We also provide a Free Weekly Newsletter so you can stay up to date with the latest bank account products and rates. Alternately use our current account comparison tool to compare over 300 UK current accounts.
Latest Current Account News - updated
| Provider | Offer | |
|---|---|---|
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HSBC Bank now pays 6.00% AER on credit balances up to £2,500. They offer a range of bank accounts with benefits. Click here for more details. |  |
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Earn up to £425 in 1 Year! Santander now offer a current account paying 5.00% AER PLUS up to £300 CASHBACK. The account also offers a 0% overdraft for 12 months. Click here for more details. | |
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First Direct offer a regular savings account paying 8.00% AER when you open a First Direct current account. They also offer £125 when you switch your current account and a further £100 if you are not satisfied. Click here for more details or to apply online. |
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Nationwide Building Society now offer Free European multi-trip Travel Insurance with their Flex Current Account. They also offer a 3 month interest free overdraft and as a current account customer you will have access to some exclusive deals such as their savings bonds. Click here for more details. | |
Current Account Tables
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Santander | Current Account | Up to £300 Cashback | |
| First Direct | 1st Account | £125 when you switch your current account and a further £100 if you are not satisfied | |
| Provider | Account | AER | Min. Balance | Overdraft Buffer | More Details |
|---|---|---|---|---|---|
| HSBC Bank | Bank Account | 6.00% | £1 | N/A | |
| Santander | Current Account | 5.00% | £1 | N/A | |
| First Direct | 1st Account | 0.00% | £1 | £250 | |
| Co-operative Bank | Current Plus | 0.00% | £1 | £200 | |
| NatWest Bank | Bank Account | 0.00% | £1 | £100 | |
| RBS | Current Account | 0.00% | £1 | £100 | |
| Nationwide BS | Flex Account | 0.00% | £1 | N/A | |
| Barclays Bank | Bank Account | 0.00% | £1 | N/A | |
| HSBC | Bank Account | 0.00% | £1 | N/A | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Co-operative Bank | Current Plus | Only UK bank to have an Ethical Policy | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Lloyds TSB | Business Current Account | 6 months Free day to day Banking. | |
| Lloyds TSB | Business Start up Account | For Business Start ups - 18 months Free day to day Banking. | |
| Provider | Account | AER | Min. Balance | Overdraft Buffer | More Details |
|---|---|---|---|---|---|
| eccount banking | Bank Account | 0.00% | £1 | N/A | |
| Secure Trust Bank | Bank Account | 0.00% | £1 | N/A | |
| CardOneBanking | Basic Account | 0.00% | £1 | N/A | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Lloyds TSB | International Premier | Offshore Accounts in Sterling, Euro and US Dollars. | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Barclays Wealth | Current Account | Offshore Banking, Savings and Investments | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Santander | Reward Account | Over £500 of annual benefits for £10.00 per month. | |
| Santander | Premium Account | Over £850 of annual benefits for £20.00 per month. | |
| Barclays Bank | Current Account Plus | Includes a range of benefits for £6.50 per month | |
| Barclays Bank | Additions Active | Includes a range of benefits for £15.00 per month | |
| RBS | Silver Account | £426 of annual benefits for £8.00 per month | |
| RBS | Royalties Gold | £933 of annual benefits for £12.95 per month | |
| NatWest Bank | Silver Account | £426 of annual benefits for £8.00 per month | |
| HSBC Bank | Advance Account | £500 of annual benefits for £12.95 per month | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| First Direct | 1st Account | £250 interest free overdraft | |
| Co-operative Bank | Current Plus | £200 fees free overdraft | |
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