Banks can make large profits from charges being applied to current accounts and low interest rates. We have listed below some of the best interest paying current accounts in the UK. Just click on the 'more details' button to view the current account features and offers. We also provide a Free Weekly Newsletter so you can stay up to date with the latest bank account products and rates. Alternately use our current account comparison tool to compare over 300 UK current accounts.
Latest Current Account News - updated
| Provider | Offer | |
|---|---|---|
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Santander now offer a current account paying 5.00% AER PLUS £100 CASHBACK. The account also offers a 0% overdraft for 4 months. Click here for more details. |  |
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The new Halifax Reward Current Account will give you £5 every month even if you are overdrawn PLUS £50 CASHBACK. There are no monthly fees and simple overdraft fees. Halifax also offer the Ultimate Reward account offering many more benefits. Click here for more details. | |
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Nationwide Building Society now offer Free European multi-trip Travel Insurance with their Flex Current Account. They also offer a 3 month interest free overdraft and as a current account customer you will have access to some exclusive deals such as their 5.50% AER stepped rate savings bond. Click here for more details. | |
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First Direct offer £100 when you switch your account. They also offer a £250 interest free overdraft and if you are not happy with them in the first 12 months they will give you a further £100 and help you change bank accounts. Click here for more details. | |
Current Account Tables
| Provider | Account | AER | Min. Balance | Overdraft Rate | Overdraft Buffer | More Details |
|---|---|---|---|---|---|---|
| Santander | Current Account | 5.00% | £1 | 19.90% | N/A | |
| Lloyds TSB | Classic Account with Vantage | 4.00% | £1 | 19.30% | N/A | |
| Lloyds TSB | Classic Plus Account | 2.50% | £1 | 19.30% | N/A | |
| Lloyds TSB | Current Account | 0.10% | £1 | 16.80% | N/A | |
| NatWest Bank | Current Plus | 0.10% | £1 | 19.89% | £100 | |
| RBS | Current Account | 0.10% | £1 | 19.89% | £100 | |
| First Direct | 1st Account | 0.00% | £1 | 15.90% | £250 | |
| Nationwide BS | Flex Account | 0.00% | £1 | 18.90% | N/A | |
| Barclays Bank | Bank Account | 0.00% | £1 | 19.30% | up to £2,500 | |
| The Co-operative Bank | Current Account Plus | 0.00% | £1 | 15.90% | £200 | |
| HSBC | Bank Account | 0.00% | £1 | 19.90% | N/A | |
| Bank of Scotland | Reward Account | 0.00% | £1 | £1 per day | N/A | |
| Halifax | Reward Account | 0.00% | £1 | £1 per day | N/A | |
| Provider | Account | AER | Min. Balance | Overdraft Rate | Overdraft Buffer | More Details |
|---|---|---|---|---|---|---|
| The Co-operative Bank | Current Account Plus | 0.00% | £1 | 15.90% | £200 | |
| Provider | Account | AER | Min. Balance | Overdraft Rate | Overdraft Buffer | More Details |
|---|---|---|---|---|---|---|
| Think Banking | Basic Account | 0.00% | £1 | N/A | N/A | |
| CardOneBanking | Basic Account | 0.00% | £1 | N/A | N/A | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| NatWest | Student Account | Free 16-25 Railcard and up to £1,000 interest free overdraft. | |
| RBS | Student Account - England & Wales | £100 laptop discount and up to £1,000 interest free overdraft. | |
| RBS | Student Account - Scotland | Free 16-25 Railcard and up to £1,000 interest free overdraft. | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Lloyds TSB | International Premier | Offshore Accounts in Sterling, Euro and US Dollars. | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| HSBC | Premier Account | Tax efficient and International Access | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Santander | Reward Account | £467 of annual benefits for £10.00 per month. | |
| Santander | Premium Account | £919 of annual benefits for £20.00 per month. | |
| Halifax | Ultimate Reward | Travel, Breakdown & Mobile insurance and more for £12.50 per month. | |
| Barclays Bank | Current Account Plus | £213 of annual benefits for £5.00 per month | |
| Barclays Bank | Additions Active | £800 of annual benefits for £15.00 per month | |
| RBS | Royalties Gold | £933 of annual benefits for £12.95 per month | |
| NatWest Bank | Advantage Gold | £713 of annual benefits for £12.95 per month | |
| HSBC Bank | Advance Account | £500 of annual benefits for £12.95 per month | |
| Provider | Account | Offer | More Details |
|---|---|---|---|
| Santander | Bank Account | 0% on overdrafts up to £5,000 | |
| First Direct | 1st Account | £250 Interest Free Overdraft | |
| The Co-operative Bank | Current Account Plus | Fees Free Overdraft of £200 | |
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