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 First Direct Mortgages
         
First Direct is a division of HSBC Bank PLC. First Direct has championed the offset concept, which allows customers to reduce the interest they pay, or pay off the mortgage early, by offsetting credit balances in their savings and current accounts against the mortgage loan, and only pay interest on the difference. First Direct launched its first offset mortgage three years ago and has since lent more than £4.5bn.

With a First Direct Mortgage a range of deals are available as well as an offset mortgage whether you are a first time buyer, moving home or looking to get a better deal on your current mortgage. First Direct Mortgage products also include:
  • Fixed rate – Ideal if you need certainty on your mortgage repayments for a set period.
  • Discounted variable rates – Offering savings in the early years and repayment flexibility.
  • Base Rate Tracker - Will track just above the Bank of England base rate for a fixed term

First Direct have many more mortgage schemes available. Just compete the free mortgage quote request on the right for full details on all of their mortgage products.
 

 
First Direct Mortgage Quote Click here to request a Free First Direct Mortgage Quote
 

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